If you have decided that family, friends, in-laws, a local church or community group are not going to be the loan sources you’re going to or are able to choose from, then the best way to increase your chances of getting a loan, are to start with the basics.
Provide your potential loan sources with complete and accurate information.
Your “Government” name, the one on your birth certificate, should be used. Making sure that your employment or retirement information and social security number are accurate will go a long ways towards a favorable result.
Don’t embellish, cover up, or exaggerate information or circumstances. Not only is this the best way to get a loan with bad credit, your also much less likely to place yourself in a financially over-extended position if you have used just the facts. Best of Luck!