Disclosure

Availability

Residents of some states and municipalities may not be eligible for some, all, or any of the loan programs offered thru this website. 90dayloans.com does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a connected service provider or lender. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

Non-Payment

NON-PAYMENT IMPLICATIONS – We would like to remind you that 90dayloans.com is not a lender, and 90dayloans.com does not charge any fees for its services. Every lender or loan source in the 90DayLoans.com network provides the consumer with specific terms, conditions, and practices prior to the consumer’s acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you.

IMPLICATIONS OF NON-PAYMENT, LATE PAYMENT, OR PARTIAL PAYMENT When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full, or if you make a late payment. 90dayloans.com cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. 90dayloans.com has no control or knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. 90dayloans.com does make an effort to work only with reputable lenders dedicated to pursuing collections of past due accounts in a fair, legal, and reasonable manner.

Credit Score

90dayloans.com does not make credit decisions, nor does 90dayloans.com conduct a credit inquiry on consumers. Some lenders or service providers within the 90dayloans.com network may (depending on the loan program you are wanting to obtain) perform a credit check with some, all, or none of the three major credit reporting bureaus: Experian, Equifax, and Trans Union. In these instances, your credit score may be impacted by the credit inquiry. Alternatively, credit checks or consumer reports through other providers such as Teletrack or DP Bureau, which will not impact your credit score with: Experian, Equifax, or Trans Union, may be obtained by some service providers or lenders in certain circumstances. Ultimately, your credit score may or may not be affected by the actions of a particular lender. If you do not repay your loan on time, your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score. Consumers with credit problems may wish to consult a credit counseling company.

Collection Practices

COLLECTION PRACTICES – 90dayloans.com is not a lender and 90dayloans.com does not engage in debt collection practices. Your lenders’ collection practices will be disclosed to you in the loan documents. If you are unsure of the collection practices used by a specific lender, we recommend that you discuss this issue with your lender directly. 90dayloans.com makes reasonable efforts to only work with established, reputable loan sources and lenders who pursue collections of past due accounts with fair and legal conduct.