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APR and Other Financial Disclosures

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† Lenders - Fee/Annual Percentage Rates ("APR")

90DayLoans.com provides access to more than 100 loan sources across the country. The lender rates vary from lender to lender. There is no fee charged to apply by the lender. Only in the event that you actually receive a loan from a lender will you incur a fee or interest charge. That amount should be disclosed to you by your lender prior to you obligating yourself to a loan, so you should know your fee structure/APR before obligating yourself to a loan.

For Example: These examples are based on a minimum 14 day loan term, regardless of early loan payoff. We estimate that the finance charges offered through the loan sources displayed on this website range from $10 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate range for this estimated range would be between 260.71% and 782.14%.
 

Example (1) Low range single payment

Amount Financed Days Finance Charge APR 1 Payment of:
$100 14 $10 260.71% $110.00

Example (2) High range single payment

Amount Financed Days Finance Charge APR 1 Payment of:
$100 14 $30 782.14% $130.00

 

Example (3) Low range 6 payments

Amount Financed Days Finance Charge APR 6 Bi-weekly payments of:
$100 84 $37.75 260.01% $22.97 or less each

Example (4) High range 6 payments

Amount Financed Days Finance Charge APR 6 Bi-weekly payments of:
$100 84 $127.03 779.99% $37.84 or less each

 

Example (5) Low range single payment

Amount Financed Days Finance Charge APR 1 Payment of:
$500 14 $50 260.71% $550.00

Example (6) High range single payment

Amount Financed Days Finance Charge APR 1 Payment of:
$500 14 $150 782.14% $650.00

 

Example (7) Low range 6 payments

Amount Financed Days Finance Charge APR 6 Bi-weekly payments of:
$500 84 $188.81 260.00% $114.81 or less each

Example (8) High range 6 payments

Amount Financed Days Finance Charge APR 6 Bi-weekly payments of:
$500 84 $635.16 780.00% $189.20 or less each

Annual Percentage Rates may be subject to increase after consummation. For example if you default on the loan there may be additional finance charges/fees associated with the loan.

† No Down Payment - Upfront Monies

There is no down payment or upfront monies required from either 90DayLoans.com or any of the loan sources advertised on this site.

90DayLoans.com does not recommend ever paying upfront fees to obtain a loan. We urge you to be very suspicious of any such arrangement.

Only in the event that you actually receive a loan from a lender will you incur a fee or interest charge. That amount should be disclosed to you by your lender prior to you obligating yourself to a loan, so you should know your fee structure/APR before obligating yourself to a loan.

† 90DayLoans.com - Fee

90DayLoans.com does not charge a fee to consumers for using our services. There is no fee charged to apply by the lender either. Only in the event that you actually receive a loan from a lender will you incur a fee or interest charge. That amount should be disclosed to you by your lender prior to you obligating yourself to a loan, so you should know your fee structure/APR before obligating yourself to a loan.

† Up to 90 days to re-pay

Our site will match you up with several potential loan source choices. You then may choose to review them and select which one(s) you wish to apply with.

Your actual minimum number of payments, Annual Percentage Rate (APR) and other repayment terms should be disclosed to you by your lender prior to you obligating yourself to a loan.

Generally these minimum payments coincide with your pay dates and allow you to pay more than the minimum without a penalty. How long it takes to pay the loan off is largely up to you and whether you choose to make the minimum payments, or pay more than the minimum.

Nearly all of the loan sources advertised on this website will allow payment terms of up to at least 90 days. We suggest you pay your loan off sooner than 90 days if this is possible.

*All Credit Welcome

Typically the loan sources displayed on this website will not require a good credit score. Some lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some loan providers.

**No Fax or Faxing Typically Required

Typically the loan sources displayed here will not require you to fax anything to apply. In some instances, some faxing may be required by certain lenders as part of their loan process to obtain your funds.

** Other Disclosures

This website does not constitute an offer or solicitation to lend or an application to lend. 90DayLoans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product.

Not all of the loan sources can provide up to $1,000. This site will match you with  potential loan source(s) based on your information. 90DayLoans.com is not an agent or representative of any service provider and does not endorse any service or product. Cash transfer times may vary among loan sources. Using our services in no way guarantees that you will be approved for a loan. The service offered by this Website may change from time to time and without notice.



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