var submitcount=0;
function verify() {

var errormessage = "You are required to complete \rthe following fields:\r\r";
var formerrormsg="You\'ve attempted to submit the form multiple times.\n Please reload page if you need to resubmit form."
email = document.paydayapp.email.value.toLowerCase();
email2 = document.paydayapp.email2.value.toLowerCase()

if (document.paydayapp.security.value == ""){errormessage = errormessage + " - 4-Digit Security Code -\r";}
if (document.paydayapp.borrower_state.value == "Select") {errormessage = errormessage + " - State -\r";}
if (document.paydayapp.amount.value == "Select") {errormessage = errormessage + " - Amount of Loan -\r";}
if (document.paydayapp.payments.value == "Select") {errormessage = errormessage + " - Number of payments to pay off loan -\r";}
if (document.paydayapp.income.value == "Select") {errormessage = errormessage + " - Earnings -\r";}
if (document.paydayapp.account_type.value == "Select") {errormessage = errormessage + " - Direct Deposit -\r";}
if (document.paydayapp.pay_period.value == "Select") {errormessage = errormessage + " - Pay Frequency -\r";}
if (document.paydayapp.firstname.value == "") {errormessage = errormessage + " - First Name -\r";}
if (document.paydayapp.lastname.value == "") {errormessage = errormessage + " - Last Name -\r";}
if (document.paydayapp.email.value == "") {errormessage = errormessage + " - E-mail -\r";}
if (!(/^\w+([\.-]?\w+)*@\w+([\.-]?\w+)*(\.\w{2,3})+$/.test(document.paydayapp.email.value)))
	{errormessage = errormessage + " - Invalid E-mail address -\r";}

if (email != email2) {errormessage = errormessage + " - E-mail addresses do not match -\r";}

if (errormessage == "You are required to complete \rthe following fields:\r\r")
 //alert if fields are empty and cancel form submit
{
   if (submitcount == 0)
      {submitcount++;}
   else
   	  {
      alert(formerrormsg);
      return false;
      }

document.paydayapp.submit();
}

else {
alert(errormessage);
		if (document.paydayapp.security.value == "") {document.paydayapp.security.focus();return false;}
		if (document.paydayapp.borrower_state.value == "Select") {document.paydayapp.borrower_state.focus();return false;}
		if (document.paydayapp.amount.value == "Select") {document.paydayapp.amount.focus();return false;}
		if (document.paydayapp.payments.value == "Select") {document.paydayapp.payments.focus();return false;}
		if (document.paydayapp.income.value == "Select") {document.paydayapp.income.focus();return false;}
		if (document.paydayapp.account_type.value == "Select") {document.paydayapp.account_type.focus();return false;}
		if (document.paydayapp.pay_period.value == "Select") {document.paydayapp.pay_period.focus();return false;}
		if (document.paydayapp.firstname.value == "") {document.paydayapp.firstname.focus();return false;}
		if (document.paydayapp.lastname.value == "") {document.paydayapp.lastname.focus();return false;}
		if (document.paydayapp.email.value == "") {document.paydayapp.email.focus();return false;}

return false;
   }
}